Remortgage | Kippen Campbell

Our Property and Conveyancing department is led by partner, Robert Macduff-Duncan. Robert was admitted as a solicitor in 2004, joined the firm in 2018 and was assumed as a partner in 2021.

We often act for clients who are re-mortgaging their home in order to realise cash to fund home improvements, make a substantial purchase, or simply ease cashflow. The work will usually involve:

providing initial advice;
examining title;
drafting a range of documents including any new mortgage security and the discharge of the existing mortgage;
ordering and inspecting searches and reports;
ordering and managing funds from the new lender;
redeeming the existing mortgage;
settling the transaction;
registering the new mortgage security and the discharge with Registers of Scotland.

The fixed fee for this work may be £400 plus VAT of £80.

Outlays are:

£80 for registration of the discharge of the old mortgage;
£80 for registration of the new mortgage security;
£20 for Advance Notice for the security; and
£135 for title and property searches.

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