Remortgage | Kippen Campbell

Our Property and Conveyancing department is led by partner, Robert Macduff-Duncan. Robert was admitted as a solicitor in 2004, joined the firm in 2018 and was assumed as a partner in 2021.

We often act for clients who are re-mortgaging their home in order to realise cash to fund home improvements, make a substantial purchase, or simply ease cashflow. The work will usually involve:

providing initial advice;
examining title;
drafting a range of documents including any new mortgage security and the discharge of the existing mortgage;
ordering and inspecting searches and reports;
ordering and managing funds from the new lender;
redeeming the existing mortgage;
settling the transaction;
registering the new mortgage security and the discharge with Registers of Scotland.

The fixed fee for this work may be £400 plus VAT of £80.

Outlays are:

£80 for registration of the discharge of the old mortgage;
£80 for registration of the new mortgage security;
£20 for Advance Notice for the security; and
£135 for title and property searches.

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Client Comments

Thank you for being there at every stage of this process, the ease of talking to you, the efficiency that you get things done and the advice you give. I look forward to your advice over the coming years.