Remortgage | Kippen Campbell

Our Property and Conveyancing department is led by partner, Robert Macduff-Duncan. Robert was admitted as a solicitor in 2004, joined the firm in 2018 and was assumed as a partner in 2021.

We often act for clients who are re-mortgaging their home in order to realise cash to fund home improvements, make a substantial purchase, or simply ease cashflow. The work will usually involve:

providing initial advice;
examining title;
drafting a range of documents including any new mortgage security and the discharge of the existing mortgage;
ordering and inspecting searches and reports;
ordering and managing funds from the new lender;
redeeming the existing mortgage;
settling the transaction;
registering the new mortgage security and the discharge with Registers of Scotland.

The fixed fee for this work may be £450 plus VAT of £90.

Outlays are:

£80 for registration of the discharge of the old mortgage;
£80 for registration of the new mortgage security;
£20 for Advance Notice for the security; and
£145 for title and property searches.

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Client Comments

I can’t thank Susan Wightman and her secretary Valerie enough for their professional care, advice and hard work that made my last few years possible. This journey started before “COVID” and has just finished. Even with the restrictions and stresses that it brought to all of us they stayed on the ball throughout. The representation I received was efficient, strong, fair, professional and kind. I can’t recommend Kippen Campbell enough. Thank you so much!