Residential Purchase | Kippen Campbell

Our Property and Conveyancing department is led by partner, Robert Macduff-Duncan. Robert was admitted as a solicitor in 2004, joined the firm in 2018 and was assumed as a partner in 2021.

If you are buying a new home, the work undertaken is relatively similar regardless of whether you are purchasing a flat, house, new-build property or even land. This type of transaction will usually involve:

Speaking to you and providing advice;
completing of Anti-Money Laundering procedures and identity checks;
drafting a formal written offer;
liaising with estate agents and the seller’s solicitor;
drawing up a range of documents including further missive letters and a disposition;
examining title, inspecting searches and reports,
drawing up mortgage security where necessary,
arranging settlement (completion) of the transaction,
obtaining and managing the funds from you and from your mortgage lender,
submitting a Land and Buildings Transaction Tax (LBTT) return and making payment of any tax to Revenue Scotland; and registering your new title (and any security documentation where a lender is involved).

We are able to offer fixed fees for residential purchase conveyancing, and can provide a full estimate of fees and outlays prior to the commencement of a transaction. Our fees are set on scale determined by the price at the property being purchased. Our typical legal fees for a purchase range from £750 plus VAT for simple transactions at a price under £1,000 to £3,000 plus VAT for larger properties with associated complexities. For a property purchased at a price of £200,000, for example, the fixed fee for this work may be £950 plus VAT of £190.

Outlays are dependent on price. For example, if you are buying a property for £200,000 with a mortgage, the outlays would be as follows:

£400 to Registers of Scotland for registration of the title;

£80 for registration of the mortgage;

£20 for Advance Notice for mortgage;

£300 for LBTT (reduced for first-time buyers and more – payment of Additional Dwelling Supplement (ADS) - if buying a second property).

LBTT and registration dues change on sliding scales dependent on the price of the property.

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Client Comments

I'm so very grateful to Sally McCartney for all the service, support, and advice she has given me over the past two years. I'm in no doubt that without her valuable expertise I wouldn't be in the same position as I am now. I feel a lot more reassured, informed and confident. Once again, from the bottom of my heart, thank you.